so, I am truly sorry if its a *deadhorse* already beaten to a pulp....
http://privacycoalition.org/stoprealid/
http://www.privacyrightsnow.com/
and a bit distant from them...
https://www.optoutprescreen.com/?rf=t%27%27
http://ficoforums.myfico.com/fico/board/message?board.id=medicaldebt&thread.id=544
nuff said?